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About Our Agency

Gem-Young Insurance & Wealth Advisors is here for you and your future.

We want to make insurance and financial planning personal.

Home » About Our Agency

We are your trusted and local independent insurance and financial planning agency. Your family, your life, and your business are all important to you, and we want to help you find the right way to protect them. Through individualized attention and service, we can help you navigate the unique risks you face and help you plan for the future.

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Get to Know Us

We take a personal approach to insurance and financial planning. Get to know us like we want to get to know you.

We are a locally-owned independent agency run by a second and third-generation family in the insurance and financial planning industry. At Gem-Young we have always placed immense value on integrity, quality service, and building relationships. One of our major strengths is a client-centered team approach that recognizes that our reputation is based upon the success and satisfaction of our clientele.

Thousands depend on us daily to properly insure their vehicles, homes, businesses, and lives. We never take anything lightly and we’re here for the long haul, working as your dedicated agent. As an independent insurance agency, we are able to provide a wider range of insurance products tailored to your specific needs.

When it comes to financial planning, we work hard to help you develop strategies and implement programs designed to help you address your future. We take pride in our innovative approaches to retirement planning, financial planning, IRA’s, estate planning, and college funding ideas. Whatever your financial goals are, we can help you find a way to reach them and to plan for what the future brings.

74+ Years

in business


of satisfied clients

27+ Years

Leadership Circle

Our History

Gem-Young Insurance & Financial Planners, is celebrating over 76 years in business. Founded in 1947 by Jim and Mary Louise Gemma Daprile, the Gem Insurance Agency provided liability and fire coverages to Jim Daprile’s life insurance clients. The Gem Insurance name originated from the first three letters of our mother’s last name.

From very humble beginnings Gem Insurance Agency, a family business, grew and, in 1969, acquired Bob and Marge Young’s small Grange agency, another family-owned business. The merger to the Gem‑Young Insurance Agency set out to blend the two, predominately personal lines, books of business.

In 1985, the financial services division was formed to meet the growing needs of our clients. In 1996, the name of the company was officially changed to Gem-Young Insurance & Financial Planners to reflect the fact that we had truly become an insurance and financial services company.

Why Go Independent?Meet Our Team
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Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Our Business Associations
Our Belief Statement

At Gem-Young Insurance & Wealth Advisors, we believe clients want professional advice at a fair value and we deliver that by leveraging our reputation of professionalism, integrity, teamwork, and a get-it-done-right-the-first-time attitude. We believe in making a difference in our client’s lives.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

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  Request an Insurance Proposal

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!